CLFCU RATES

We are proud to offer our members the best of both worlds; outstanding products and rates, as well as the friendliest member service.
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE

Loan Rates
 Effective 09/15/2010 and subject to change without notice
New Vehicles-Fixed As low as 3.50 % APR*
New Vehicles-Variable Prime Minus 0.50 % APR
Used Vehicles-Fixed As low as 3.85 % APR*
Used Vehicles-Variable Prime Plus 0.50% APR
New RV & Boats <72 months 7.50 % APR
New RV & Boats 73-120 months 8.50 % APR
Used RV & Boats <72 months 7.75% APR
Used RV & Boats 73-120 months 8.75 % APR
New Motorcycles/ATVs/Snowmobiles As low as 5.00 % APR*
Used Motorcycles/ATV/Snowmobile As low as 5.35 % APR*
Share and Share Certificate Secured 2.50 % above rate earned on deposit
Unsecured As low as 7.00 % APR*
Farm Operation -Fixed 4.75 % APR
Farm Operation -Variable Prime Plus 0.50 % APR
Farm Equipment As low as 6.75 % APR
Closed End Crop Livestock 4.00 % APR
Home Equity Line of Credit Adjustable rate mortgage prime plus .25%
Junior Lien Mortgage - Primary Residence 7.50 % APR
Primary Resident Real Estate Call for Quote for Terms Over 12 Years
Fixed 1st Mortgage up to 66 months (Primary Residence) 4.00 % APR
Fixed 1st Mortgage up to 144 months (Primary Residence) 4.50 % APR
Bare Ground Same as primary residence
1st Lien Commercial Property 7.75% APR
Construction Loan 8.00 % APR
VISA
Classic 13.9 % APR
Platinum 9.90 % APR
Share Secured 6.80 % APR
Overdraft Protection LOC 15.00 % APR

*Subject to relationship pricing. Ask for details
APPLY FOR A CONSUMER LOAN


Deposit Account
Annual Percentage Yields (APY)
All rate/yields are effective 02/16/2011 and are subject to change at any time.

Account Type

APY

Terms

Membership Share - Average Balance

$.01 and Over

.20%

N/A

Lifesavers Youth Share Account - Average Balance

$0-$999.99

.30%

N/A

$1000-$9,999.99

.50%

N/A

$10,000 & Over

.85%

N/A

Christmas Club Account

$.01 and Over

.25%

Annual

IRA Savings Account - Average Balance

$0-$999.99

.50%

N/A

$1,000-$4999.99

.50%

N/A

$5,000-$9999.99

.74%

N/A

$10,000-$24,999.99

1.26%

N/A

$25,000-$49,999.99

1.76%

N/A

$50,000 & Over

2.02%

N/A

Health Savings Accounts (HSA) - Average Balance

$0-$999.99

1.00%

N/A

$1,000-$24,999.99

1.26%

N/A

$25,000 & Over

1.51%

N/A

Basic Checking Account - Average Balance

$0 & Over

0%

N/A

E-Checking Account (Personal) - Average Balance

$0-$999.99

0%

N/A

$1,000-$9,999.99

.05%

N/A

$10,000-$19,999.99

.10%

N/A

$20,000-$49,999.99

.15%

N/A

$50,000 & Over

.20%

N/A

E-Checking Account (Non-Personal) - Average Balance

$0-$999.99

0%

N/A

$1,000-$9,999.99

0%

N/A

$10,000-$19,999.99

.10%

N/A

$20,000-$49,999.99

.15%

N/A

$50,000 & Over

.20%

N/A

Money Management Account - Avg. Balance

$0.01-$4,999.99

.20%

N/A

$5,000-$9,999.99

.20%

N/A

$10,000-$24,999.99

.30%

N/A

$25,000-$49,999.99

.40%

N/A

$50,000-$99,999.99

.50%

N/A

$100,000 & Over

0.75%

N/A

* $25.00 minimum deposit to open e-Checking and Basic Checking Accounts. Maintenance and/or activity fees could reduce earnings on all Share Accounts. APY (Annual Percentage Yield) for all Share Accounts is calculated based on the dividends being added to the account balance each month.

Share Certificate Yields
All rate/yields are effective 12/13/2011 and are subject to change at any time.

 

$1,000-$4,999.99

$5,000-$9,999.99

$10,000-$24,999.99

$25,000 & Over

TERMS

APY

APY

APY

APY

12 Months

.40%

.45%

.45%

.50%

24 Months

.60%

.65%

.65%

.80%

36 Months

1.05

1.10%

1.12%

1.15%

48 Months

1.25%

1.30%

1.35%

1.40%
         

IRA Yields
All rate/yields are effective 12/13/2011 and are subject to change at any time.

 

$1,000-$4,999.99

$5,000-$9,999.99

$10,000-$24,999.99

$25,000 & Over

TERMS

APY

APY

APY

APY

12 Months

.40%

.45%

.45%

.50%

24 Months

.60%

.65%

.65%

.80%

36 Months

1.05%

1.10%

1.12%

1.15%

48 Months

1.25%

1.30%

1.35%

1.40%

APY (Annual Percentage Yield) is calculated based on the dividends being added to the account balance each month.
Early withdrawal penalties may be assessed on Share Certificate's/IRA's for withdrawals prior to maturity.