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Community Link Federal Credit Union is located in
beautiful Huntington, Indiana. We are proud to offer our members the best of
both worlds...outstanding products
and rates, as well as the friendliest member
service.
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Money Management Accounts - An Alternative to CD’s
CLFCU
now offers you the benefits of higher dividends combined with the ability
to make frequent deposits and limited withdrawals, without the fear of
early withdrawal penalties.
If you are uncomfortable with the thought of locking your money up for
years without access, check out a Money Management account today. We have
the investment flexibility that you’ve been wishing for. Contact a Credit Union
Representative today for more details.
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VISA E-Customer Service
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This is a new internet based
product that will allow CLFCU VISA cardholders the ability to view credit
card activity, make online payments, request e-statement delivery and
display transaction history. Click on the VISA logo anywhere in this
website to visit your VISA account, or click the button in the navigation
bar to the left.
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Health Savings Accounts
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A
Health Savings Account (HSA) is an account which allows you to save for future
qualifying medical expenses. If you have coverage under an HSA qualified
"high deductible plan", have no other health care coverage
except what is permitted, you are not enrolled in Medicare and can not be
claimed as a dependent on some one else's tax return, you are eligible to
open a Health Savings Account.
The
new Health Savings Account offered by CLFCU works like any other savings
account. It will earn dividends depending on the balance in the account.
You may also transfer funds between your HSA and checking account via
ART, OTIS or a Member Service Representative.
There are many other benefits and details associated with this great new
program. Contact a Credit Union
Representative today to discuss how this program can work for you.
Benefits
to a HSA:
- You may claim a tax deduction for contributions.
- Contributions made by your employer to your HSA
may be excluded from your gross income.
- Distributions for qualified medical expenses are
tax free.
- Dividends earned on the HSA are tax free.
- The interest or other earnings on the assets in
the account are tax free.
- A HSA is "portable", so it stays with
you if you change employers or leave the work force.
Examples
of Some Qualified HSA Health Care Expenses:
- Nursing Services
- Dental Treatment and Braces
- Artificial Teeth
- Laboratory Fees
- Chiropractor
- Medications
- Crutches/Wheelchairs
- Hearing Aids and Batteries
- Laboratory Fees and X-rays
- Eye Glasses and Exams
- Contacts and Saline Solutions
- Bandages
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